Even today, millions of people in India are deprived of proper health services due to financial constraints. Treatment of serious diseases becomes a big burden, especially for the poor and low-income groups. To address this challenge, the Government of Assam introduced a revolutionary health insurance scheme called “Atal Amrit Abhiyan” in 2016.
This scheme provides free treatment for serious diseases to the poor and low-income group citizens of the state. In this article, we will explore all aspects of this scheme in detail—its features, benefits, eligibility criteria, registration process, diseases covered, hospital network, and its impact.
Overview: Atal Amrit Abhiyan Health Insurance Scheme (अटल अमृत अभियान)
| Category | Details |
| Scheme Name | Atal Amrit Abhiyan |
| Launched Year | 2016 |
| State | Assam |
| Implementing Agency | Health & Family Welfare Department, Government of Assam |
| Scheme Type | Health Insurance Scheme |
| Beneficiaries | BPL and low-income families (annual income less than ₹5 lakh) |
| Age Limit | No Age Limit |
| Benefit Amount | ₹2 lakh per person per year (Hospitalisation Cover) |
| Application Process | Online |
What Is Atal Amrit Abhiyan Assam?
It is a health insurance scheme, Atal Amrit Abhiyan launched in Assam (अटल अमृत अभियान), which aims to provide cashless medical care to economically weaker families for the treatment of serious diseases.
Free treatment up to ₹2 lakh per person per year is provided under this scheme to eligible citizens.
Named after the nation-builder and former Prime Minister Atal Bihari Vajpayee, this scheme is a big step toward universal health protection in Assam.
Objectives Of the Atal Amrit Scheme
- To provide health security to poor families in Assam.
- To reduce out-of-pocket expenditure (OOPE).
- To provide treatment facilities for serious diseases to the poor.
- To promote accessible and quality healthcare in the state.
Which Diseases Are Covered In The Atal Amrit Health Insurance Scheme?
Treatment of 6 types of critical illnesses is covered under this plan:
1. Heart Diseases: Bypass surgery, angioplasty, valve surgery, etc.
2. Cancer: Chemotherapy, radiotherapy, surgery, etc.
3. Kidney Diseases: Dialysis, kidney transplant, etc.
4. Neurological Conditions: Brain tumour, stroke, epilepsy, etc.
5. Burns: Severe burns and their treatment
6. Neonatal Diseases: ICU treatment for newborns
Atal Amrit Abhiyan Benefits
- A cashless treatment facility is available in government and private listed hospitals.
- Annual health insurance coverage up to ₹2 lakh per person.
- The scheme benefits poor (BPL) and low-income group families of ₹5 lakh/year.
- The scheme is applicable for people of all age groups – from newborns to the elderly.
- Simple and digital treatment process through a smart health card (Atal Amrit Card).
- A strong network of government and private hospitals is available across the state.
- Treatment is also possible in super-speciality hospitals outside the state of Assam (in selected hospitals).
- Huge reduction in expenditure on health services, which does not cause a financial burden.
- Reduction in mortality rate due to family financial security and timely treatment.
- To make healthcare accessible to the last person, schemes like ‘Apke Dwar Ayushman’ have also been launched by the Central Government, which strengthens health insurance initiatives like Atal Amrit Abhiyan at the grassroots level.
Eligibility Criteria for Atal Amrit Abhiyan
- BPL families: Annual income less than ₹1.2 lakh
- APL families: Annual income from ₹1.2 lakh to ₹5 lakh
- Central or State Government employees: Not eligible for this scheme
- Minimum age: Above 18 years
- Residence: Must be a permanent resident of Assam state
Atal Amrit Abhiyan Card Online Apply
- Visit the official website:https://nhm.assam.gov.in/
- Download the application form: Download the form by clicking on the “Application Form” link available on the website.
- Fill the form and attach the required documents: Fill the downloaded form correctly and attach copies of all required documents.
- Submit to the District Health Office: Apply along with the filled form and documents to the Joint Director of Health Services’ office in your district.
- Get Smart Health Card: After the approval of the application, you will be provided with a smart health card, which you can use for cashless treatment in listed hospitals.
Required Documents
- Voter ID card
- EPIC card
- Birth certificate for applicants below the age of 18
- Income Certificate
- Other valid documents
- Ration card issued by the Assam government under the National Food Security Act.
- A doctor has to attest to a photograph of the patient.
Atal Amrit Abhiyan Card Check Online Process
- Step 1: Visit the official website
- Step 2: Go to the homepage and click on an option like “Services”, “Citizen Corner” or “Beneficiary Search / Status”.
- Step 3: A form will open on the screen, in which you will be asked to fill in some information. After filling in the information, click on “Search” or “Submit”. Your card status, Atal Amrit Abhiyan card validity check, insurance coverage, and hospital visits information will appear on the screen.
- Step 5: Print or download if you want
- If you want, you can save your card details in a PDF or take a printout.
Similarly, you can visit our website, kusumyojana.in, for more information on other schemes.
Frequently Asked Questions(FAQs)
Answer: It is a health insurance scheme launched by the Government of Assam, which provides cashless treatment up to ₹2 lakh for the treatment of critical illnesses to BPL and low-income group citizens.
Answer: Yes, the treatment in empanelled hospitals is completely cashless as long as the insurance is within the limit (₹2 lakh).
Answer: Apply for a duplicate card by visiting the nearest Atal Amrit Kendra or District Health Office.